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  • Quan Barnett


When an individual gets to the age of maturity, he or she wants privacy which will later leads to the stage of setting down which will definitely calls for a place of abode and there is the place of homes and the percentage of people that are capable of building a home for themselves before settling down is quite low.

Having known this as one of the major problems some home owners can ease, mortgage or otherwise transfer the property. Property in this content means any asset, not only real estate.

And these started when there was a conflict between two brothers which inherited parcels of from their parents, and this brings about the community property law like any property in possession of a spouse during a community regime is presumed to be community property, Property acquired with community assets and many more. There are several rearrangement of laws like separate property rue, tenancy in common, property owned as joint tenants with rights of survivorship and many more, just for the purpose of having a good community.

Louisiana Homeowner Assistance Fund is one of the recent funds raised for the people of Louisiana to make living expenses to be conducive, this is done by the Federal financial relief program for homeowners to help those who are impacted by the effect of COVID-19. And this opportunity is available to both the renters and the landlords. More than 65 percent of Louisiana’s owns their homes, many of them are struggling to make their monthly mortgage payments due to the job losses and financial met down that ravaged the world. A rate simply means a unit of cost that is been multiplied to determine an insurance premium while insurance rate is simply the necessary amount of money to cover losses and expenses provided there is a profit to the insurer. Louisiana insurance rate increased from 5% - 10% after the 2020 hurricanes which affects many homes and make some homeless. Natural disasters are one of the major cause of such in Louisiana. The private market is one of the major places where the homeowner insurance are been secured and if you are unable to secure homeowners insurance through the private market, you can access Louisiana citizen’s property insurance Corp... Though UPS was discovered to have the cheapest home insurance in Louisiana, and the homeowners face some of the most severe weather risk which has been reflecting in the states home insurance rate. The average cost of homeowners insurance in Louisiana is $1,987 per annum which makes it the most expensive state for home insurance.

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